| Bankruptcy credit cards? Bad credit? No credit? | • Credit Cards After Bankruptcy • |
![]() |
![]() |
| |
|
Credit Cards After Bankruptcy |
Did you know that, the fact you filed bankruptcy stays on your credit report for ten years. As time goes it becomes less significant. The interesting truth is, that you are probably a better credit risk after bankruptcy than before. Consider a secured credit card after bankruptcy. Bankruptcy friendly credit cards. |
| Bad credit credit cards | VISA after bankruptcy | Easiest credit cards Start small. Rebuilding your credit can be similar to starting over from scratch, and starting small may be the easiest option. Credit cards from department stores or your local credit union can be useful. Consider asking for help. If you can't qualify on your own, ask a friend or family member to cosign for a small loan or a credit card. If you can stay current on a major credit card account or small auto loan, this will speed up the process of re-establishing good credit on your own. Consider a secured credit card. They are guaranteed by a deposit that you make with the credit grantor. The cards offer the purchasing power of a major credit card. Just make sure the grantor reports payment histories to one of the three major credit bureaus so you're building your positive payment history. Use your new accounts in moderation. And make payments that are more than the minimum. You can keep a small balance so that your positive payment history will continue to show up on your credit report. Keep your balances low. Avoid carrying a balance that is more than 30% of your credit limit (creditors may view it as excessive debt that you may not be able to stay current with). |
|
|
|
![]() |
Orchard Bank Secured MasterCard® |
|
![]() |
||
|
Issuer:HSBC Bank Nevada, N.A |
||
![]() |
New Millenium Bank Secured Black Diamond Mastercard® |
|
![]() |
||
|
Issuer:New Millennium Bank |
||
![]() |
USA Gold Merchandise Credit Card |
|
![]() |
||
|
Issuer:USA Credit |
||
![]() |
USA Platinum Merchandise Credit Card |
|
![]() |
||
|
Issuer:USA Credit |
||
![]() |
USA Platinum Plus Merchandise Credit Card |
|
![]() |
||
|
Issuer:USA Credit |
||
![]() |
New Millennium Bank Platinum Visa®/MasterCard® |
|
![]() |
||
|
Issuer:New Millennium Bank |
||
![]() |
New Millenium Bank Secured Black Diamond Visa® |
|
![]() |
||
|
Issuer:New Millennium Bank |
||
|
Did you know what is a Prime Rate? The Prime Rate is the Index used to calculate the interest rate on your account. For each billing cycle the Index is determined in the month prior to the month in which the billing cycle ends. In that prior month, the highest Prime Rate published in The Wall Street Journal is selected (the "Index"). If the Index has changes, the new variable rate will take effect with the billing cycle that ends on or after the first day of the month following the Index change. |
|
|
|
Expert Debt Solution |
Did you know what is a Variable Rate? A variable rate is a rate that can change because it is based on an Index. For each billing cycle the Index is determined in the month prior to the month in which the billing cycle ends. In that prior month, the highest Prime Rate published in The Wall Street Journal is selected (the "Index"). If the Index has changes, the new variable rate will take effect with the billing cycle that ends on or after the first day of the month following the Index change. For example, if the Prime Rate used to determine the Annual Percentage Rate was 9%, which if added to a Spread of 9.99%, would result in a variable Annual Percentage Rate of 18.99%. (Sum of the Prime Rate and the Spread.) |
| Online Bad Credit Loan Services, Mortgage and more Bad credit unsecured personal loans. Instant online access. Apply today! |
|
OTHER CREDIT CARD RELATED SITES:
|
| last updated 2008-03-14 Disclaimer |