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AFTER BANKRUPTCY CREDIT CARDS

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Finding The Right Answer For Your Debt Problems. Bankruptcy?

As credit card bills begin to stuff our mailboxes, many consumers are faced with the hard reality that they went overboard with their holiday shopping. And for those who don't pay the balance due in full, you'll also wind up paying interest charges. For some people this can be the beginning of the end as they can't see a way to manage the burden of their credit card and other debts.

"Wipe the slate clean", "escape the pressure of credit card debt", "call our bankruptcy hotline for an easy way out" the bankruptcy lawyers proclaim in their slick television commercials. Last year 1.6 million people filed for bankruptcy in the U.S. Is bankruptcy the right answer for your debt problems? Make sure you have the facts before making a decision that has lingering effects.

A bankruptcy stays on your credit report for 10 years. You'll be able to get credit in the future, but at higher interest rates, even after your bankruptcy is completed.